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Home > Blog > Premium > Etler-Kettenacker Agency Blog: premium
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Etler-Kettenacker Agency Blog: premium

View the latest blog posts from Etler-Kettenacker Agency.

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Friday, January 24, 2020

Why Is My Auto Insurance Higher?

Many times we receive the question, "Why is my auto insurance more expensive than my neighbors or friends?"  There are many different factors that go into insurance rates and no one is exactly the same.  Here are just a few of the components of auto insurance rating.  READ MORE >>

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Wednesday, September 6, 2017

3 Things Ohioans Should Know About Flood Insurance

  In the wake of Hurricane Harvey, many of us are likely thinking about flood insurance. While Southwestern Ohio isn't in hurricane territory, we aren't immune to the effects of hurricane season and/or flooding (see above picture of the Cincinnati riverfront from the 2015 flood). READ MORE >>

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Wednesday, August 30, 2017

4 reasons your car insurance rates are rising

Car insurance companies are paying out claims in record high numbers. Inevitably, this will have an effect on your insurance premium, as insurers have to raise rates to offset these claims. What's causing this spike in claims, and what can you do? The experts at Selective Insurance explain the 4 reasons your car insurance rates are rising: READ MORE >>

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Wednesday, April 26, 2017

Your Flood Insurance May Be Going Up

Do you have flood insurance? If so, your rates may be going up. Beginning April 1, National Flood Insurance Program (NFIP) flood insurance policy premiums will increase by an average of 6.3%. How much your insurance will increase depends on the type of policy you have. READ MORE >>

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Tuesday, March 28, 2017

Ohio Auto Insurance Among Lowest in U.S.

Looking for something to cheer you up on this gloomy Wednesday? Consider this: it costs less to drive in Ohio than almost every the other state in the county. In fact, Ohio auto insurance is second only to Maine in its affordability. As of 2016, drivers in Ohio will spend, on average, $899/year on car insurance. READ MORE >>

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Wednesday, March 1, 2017

5 Life Milestones that Affect Your Car Insurance

As we get older and go through life's many milestones, our car insurance premiums can change. We know it's probably the furthest thing from your mind (especially as you're saying "I do!" or welcoming a new baby), but it's true. Much of the time, these life changes affect your premiums for the better; meaning, they'll result in significant savings. READ MORE >>

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Wednesday, January 25, 2017

The Ultimate Guide to Life Insurance

Life insurance is something most of us need -- but choosing the type, terms and amount of life insurance can be daunting. Do you want term life insurance, or universal? Is a higher premium better? Do you really need a $1 million dollar life insurance policy? Today we're explaining everything you need to know. READ MORE >>

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Wednesday, September 14, 2016

Self-Driving Cars: An Update

We've talked about self-driving cars before, debating the pros and cons of these cars of the future. However, this week, Bloomberg Technology posted a bullish case for self-driving cars. In this article, the media mogul quoted a recent study by insurance broker Aon Plc. According to Aon, premiums for U. READ MORE >>

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Wednesday, April 27, 2016

Some Thoughts on Self-Driving Cars

It may sound like something out of The Jetsons -- but self-driving cars are here! According to recent data, as many as 10 million cars will be outfitted with self-driving features by the year 2020. While exciting, these futuristic vehicles have opened up a whole can of worms. Especially for insurance companies. READ MORE >>

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Wednesday, April 13, 2016

Is SmartRide a Smart Choice for You?

One of the ways you can save major money on car insurance is by opting for a plug-in diagnostic kit. Known as SmartRide, Snapshot or In-Drive (depending on your insurance company), this device attaches to the inside of your car (like an external hard drive connects to a USB port) and gives you personalized feedback to help you make safer driving decisions. READ MORE >>

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